Become a referrer
Connect your clients with trusted insurance advice and earn referral income
Provide your clients with access to specialist insurance advice, while we manage the entire process from strategy through to implementation.
Most clients are either overpaying, underinsured, or holding cover that no longer reflects their current situation.
Why Partner With Merit Insurance
Licensed and experienced advisers
Transparent referral arrangements
No upfront cost to join
Ongoing support for you and your clients
Why Partner With Merit Insurance
Specialist advice delivered by qualified advisers
Structured cover aligned to real financial commitments
Ongoing client support and claims assistance
Seamless referral process with minimal involvement required
How it works
Click & Protect
Introduce your client through our secure referral process
We Handle Everything
Advice, compliance, underwriting and implementation
Refer & Earn
Receive ongoing referral income while we continue to support your client
Who this program is suited for
This program is designed for individuals and businesses who regularly interact with clients or networks, including:
- Business owners
- Accountants and consultants
- Finance and property professionals
- Professional service providers
- Individuals with strong personal or professional networks
A partner you can rely on
We understand that when you refer a client, your reputation is on the line.
Our approach is client-first, ensuring that every recommendation is based on individual needs and aligned with regulatory standards. We aim to provide a professional, transparent, and supportive experience at every stage.
Start referring with confidence
Join our referral program and provide your network with access to trusted insurance advice.
Frequently asked questions
Is there a cost to join?
No, there are no upfront costs to become a referrer.
When are referral fees paid?
Referral fees are paid where applicable, subject to the terms of the agreement and when a referred client proceeds.
Do I provide advice to clients?
No. All financial advice is provided by licensed advisers.
How do I refer a client?
Once registered, you will be able to submit referrals through the provided process or platform.
Will I be updated on my referrals?
Yes, we aim to keep referrers informed throughout the process where appropriate.
Important information and disclosures
Referral fees may be payable where a referred client proceeds with a financial product or service. All advice is provided by authorised representatives in accordance with applicable regulatory requirements and is based on the client’s individual circumstances.
Referrers do not provide financial advice.